Senior Credit Analyst (Korean Speaking)

Location: Selangor
Job type: Permanent
Salary:
Contact: Shi Wei Low
Email: email Shi
Reference: 284267BR

Your Role and Responsibilities :

  • Analyze customer financial profile and identify related risk exposure for different industries client
  • Perform analysis and monitor Industry and market risk
  • Travel and perform on-site client visits. Report observation and provide risk assessment upon completion of visits
  • Serve as a Subject Matter Expert with proactive advice and provide guidance to IBM business units and functional team
  • Work independently, make firm/ informed judgement and decision to protect IBM interest, balancing risk and returns
  • Provide recommendation or alternative options including deal restructure to enhance IBM’s credit position and enable IBM to win
  • Work closely with other regional credit centers in Europe and Americas as well as with global competency leaders in U.S.
  • Proactively participate and/or lead on global IBM or credit initiatives and projects

Required Professional and Technical Expertise :

  • Possess at least degree in Finance, Accounting, related professional qualification  
  • Min. 5 years work experience in credit risk analysis
  • S-Topik 5 or 6, graduated from University in Korea, or Korean native speaker
  • Able to analyze full financial statement to assess the financial profile of a company
  • Meticulous, diligence, strong analytical and problem-solving skills
  • Resilient and able to work independently under pressure and meet tight deadlines
  • Excellent written and verbal communication skills
  • Strong leadership skills and able to provide consistent guidance to younger team members in daily operations
  • Ability to engage senior management to manage business escalations
  • Able to learn and acquire credit skills quickly to handle more complex deals 
  • Possess growth mindset, innovation & agile. Always looking for ways to improve
  • Excellent teaming and collaboration skills across functions and with the COE