Your Role and Responsibilities :
- Analyze customer financial profile and identify related risk exposure for different industries client
- Perform analysis and monitor Industry and market risk
- Travel and perform on-site client visits. Report observation and provide risk assessment upon completion of visits
- Serve as a Subject Matter Expert with proactive advice and provide guidance to IBM business units and functional team
- Work independently, make firm/ informed judgement and decision to protect IBM interest, balancing risk and returns
- Provide recommendation or alternative options including deal restructure to enhance IBM’s credit position and enable IBM to win
- Work closely with other regional credit centers in Europe and Americas as well as with global competency leaders in U.S.
- Proactively participate and/or lead on global IBM or credit initiatives and projects
Required Professional and Technical Expertise :
- Possess at least degree in Finance, Accounting, related professional qualification
- Min. 5 years work experience in credit risk analysis
- S-Topik 5 or 6, graduated from University in Korea, or Korean native speaker
- Able to analyze full financial statement to assess the financial profile of a company
- Meticulous, diligence, strong analytical and problem-solving skills
- Resilient and able to work independently under pressure and meet tight deadlines
- Excellent written and verbal communication skills
- Strong leadership skills and able to provide consistent guidance to younger team members in daily operations
- Ability to engage senior management to manage business escalations
- Able to learn and acquire credit skills quickly to handle more complex deals
- Possess growth mindset, innovation & agile. Always looking for ways to improve
- Excellent teaming and collaboration skills across functions and with the COE
