Senior Credit Analyst (Japanese Speaking)

Job Title: Senior Credit Analyst (Japanese Speaking)
Contract Type: Permanent
Location: Selangor
Reference: 284265BR
Contact Name: Shi Wei Low
Contact Email: shiwei.low@ibm.com
Job Published: February 20, 2020 14:30

Job Description

Your Role and Responsibilities :

  • Analyze customer financial profile and identify related risk exposure for different industries client
  • Perform analysis and monitor Industry and market risk
  • Travel and perform on-site client visits. Report observation and provide risk assessment upon completion of visits
  • Serve as a SME with proactive advice and provide guidance to IBM business units and functional team
  • Work independently, make firm/ informed judgement and decision to protect IBM interest, balancing risk and returns
  • Provide recommendation or alternative options including deal restructure to enhance IBM’s credit position and enable IBM to win
  • Work closely with other regional credit centers in Europe and Americas as well as with global competency leaders in U.S.
  • Proactively participate and/or lead on global IBM or credit initiatives and projects

Required Professional and Technical Expertise :

  • Possess at least degree in Finance, Accounting, related professional qualification  
  • Min. 5 years work experience in credit risk analysis
  • JLPT (Japanese language Proficiency Test) Level 2 or above, graduated from University in Japan, or Japanese native speaker
  • Able to analyze full financial statement to assess the financial profile of a company
  • Meticulous, diligence, strong analytical and problem-solving skills
  • Resilient and able to work independently under pressure and meet tight deadlines
  • Excellent written and verbal communication skills
  • Strong leadership skills and able to provide consistent guidance to younger team members in daily operations
  • Ability to engage senior management to manage business escalations
  • Able to learn and acquire credit skills quickly to handle more complex deals 
  • Possess growth mindset, innovation & agile. Always looking for ways to improve
  • Excellent teaming and collaboration skills across functions and with the COE

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